Small Loans. Big Impact.

LoanHouse Microcredit delivers quick, transparent microcredit to for household needs
and growing businesses across Ghana.

Fuel Your Growth — Fast.

SME-friendly working capital and asset financing with digital approvals
and flexible repayment plans.

Apply Online, Get Funded Sooner.

Use our instant loan portal for speedy approvals and quick
disbursements — funds when you need them.

Expand With Us.

Talk to our experts
to help you expand your business.

Finance That Moves With You.

Flexible funding for everyday needs, growing enterprises, and the plans
that matter most to your future.

Grow Your Business With Confidence.

Flexible working capital and practical support to help your business reach its next milestone.

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Instant Approval Rate
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Active Borrowers
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GH₵ Capital Disbursed
Business owners planning their next step
Licensed by the Bank of Ghana

With Your Valid Ghana Card in Hand.

You can access responsible business finance with clear terms, and practical support designed to help your enterprise grow with confidence.

Call Us
+233 24 123 4567

You can also Start Here

Tailored Financial Products

Personal Loans

Personal Loans

Quick access to funds for emergencies, household expenses, and immediate needs with transparent terms.

Salary Loans

Salary Loans

Repayments structured through payroll for salaried employees — predictable, affordable, and fast to access.

SME Business Loans

SME Business Loans

Working capital and growth financing for small and medium enterprises with flexible repayment plans.

Micro Enterprise Loans

Micro Enterprise Loans

Small-ticket loans tailored for traders, artisans, and self-employed borrowers to maintain and grow income streams.

Asset Financing

Asset Financing

Acquire equipment, vehicles, or machinery with structured repayments that preserve your cashflow.

Group Loans

Group Loans

Loans for co-operatives, associations, and community groups with collective responsibility models.

CUSTOMER CENTRICITY

Financial Products Built Around Your Journey

At LoanHouse Microcredit, we put our customers first. We believe that securing capital should raise your standard of living and expand your enterprise, not burden you with complicated debt traps.

Licensed by the Bank of Ghana
Apply Now

10-Minute Assessment

Our automated assessment engine evaluates credit requests instantly, sending money to mobile wallets in minutes.

Zero Hidden Charges

Transparent terms. What you compute in the calculator is exactly what you pay back. No ledger or administration fees.

Flexible Collaterals

We accept non-traditional collaterals (like business accounts and guarantor alignments) to keep credit highly accessible.

Financial Literacy Classes

We offer complimentary monthly business coaching seminars for our active SME borrowers, boosting success rates.

Instant Loan Portal

Submit your application securely in three easy steps.

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2
3

Configure Application

Amount must be between GH₵ 500 and GH₵ 20,000.
Please choose a valid tenure.
Please select your primary loan purpose.

Personal Details

Please enter your legal first and last name (at least 5 characters).
Please enter a valid email address.
Please enter a valid Ghanaian phone number (e.g. 0244123456).

Identification & Verification

Ghana Card must follow pattern: GHA-123456789-0
Please select your region.
You must authorize verification to proceed.
Get in touch

Need a quick answer or a tailored credit plan?

Speak with our team, request a callback, or send us a message and we’ll guide you toward the right product for your goals.

Customer Success Stories

Akwasi Assistant

Fintech Advisor
Hello! Akwasi here from Loanhousemicrocredit. How can I assist you with your financial choices today? Select a common topic below or write a custom question!